Categories: Credit

How To Pay Your Bills On Time

Several of you have emailed saying it is difficult to keep up with paying your bills on time. I used to have a big problem with this too. I’ll write out the steps I took to fix this problem and then tell you what the main fix was.

Step 1: Determine two dates during the month to designate as your “bill paying days”. Create folders with the dates listed on each. The dates should be approximately two weeks apart. I use the 10th and the 25th. Keep these folders in plain site where you will naturally see them daily.

Step 2: As each of your bills arrive, open them up and check the due dates. Place the bill in the appropriate folder giving yourself about 5 days time before due date to account for the mail and check cashing.

Step 3: Mark your calendar (Outlook or Google Calendar) for the two dates you specified as “bill paying dates”.

Step 4: Be disciplined enough to sit down in the morning of the designated days and pay your bills. You can use this method for both online bill pay and paying by check.

The key to successful implementation of this is to do step 1. Once you create the folders and have them in plain site, you will be forced to do the rest. This worked for me and it’s very simple to follow.

Use this online payment processing  tool for all your home business billing needs. This new system can  help organize  your monthly recurring billing.  Read the National Electronic Payment Association guidelines before deciding on a system. You can have clients access the electronic check processing tool instead of going through a bank.

Career Ramblings

View Comments

  • my biggest issue with paying bills is that often I find myself without the funds available!

  • Good article. I have a problem with this also. I use the 15th and 25th because of all my mortgages. My problem is that certain bills slip through. My water and electric come on the 20th-25th and if they miss the 25th payment I don’t look until the next 15th. Problem is that they’re usually due on the 7th-10th.

  • Great post guys.
    Over the years I’ve tried all kinds of different systems for this with mixed results.
    The absolute most reliable way to get those bills paid on time every time has been getting Jennifer to do it. Creative types and numbers are like oil and water.
    Have an awesome day!
    Dan

  • This sounds like a great method. Keeping those bills in plain view is a constant reminder and the thought of incurring finance charges should keep you focused.

    • Sherry,
      I couldn’t agree with you more! But for some reason, I still struggle to remember to send those stubs. I need to make everything electronic so I can just forget about it.
      Thanks for stopping in!

Share
Published by
Career Ramblings

Recent Posts

PrimeHedge.co Review Explores A Seamless Trading Platform for Investors

In today's competitive financial markets, investors must access sophisticated tools and diverse assets to achieve…

2 days ago

Astronaut Sunita Williams’ Weight Loss Challenge in Space – What NASA Might Do to Help?

As reported by The New York Post, veteran NASA astronaut Sunita Williams has been stuck…

3 days ago

Jay Capodiferro on Enhancing Home Comfort with High-Quality Insulation Solutions

Jay Capodiferro has become a trusted name in the insulation industry, known for providing high-quality…

6 days ago

Neil Varma of New York on Ethical AI – Creating Transparent and Accountable Algorithms

Neil Varma of New York is a leader in the tech industry who has been…

1 week ago

Frederick Basli on Blueprint to Completion: A Step-by-Step Guide to Managing Large-Scale Construction Projects

Large-scale construction projects are monumental undertakings that require precise coordination, robust planning, and expert management…

1 week ago

Kevin Canterbury of Arizona: Portfolio Analysis 101 – Tools and Techniques for Evaluating Investment Performance

Kevin Canterbury of Arizona has always emphasized the importance of evaluating investment portfolios through thorough…

2 weeks ago